After weeks of turmoil Wonga, the payday lender that came to symbolise Britain’s household debt crisis, collapsed into administration recently. Many people in or supportive of the responsible finance industry have welcomed its demise (with much… Continue reading
News
BCRS Business Loans – Loan investment from Banks
About BCRS Business Loans (BCRS) is a Community Development Finance Institution (CDFI) based in Wolverhampton, lending to small businesses across the West Midlands. This case study focuses on how an investor can use Community Investment Tax… Continue reading
Old Ship to rise from the ashes
The people of a picturesque but deprived village in Cornwall are preparing to rebuild and reopen a derelict pub that burnt down five years ago. The site of The Old Ship in Cawsand has been bought… Continue reading
Cashing in on campaign momentum: the need to ensure access to cash is protected
Cashing in on campaign momentum: the need to ensure access to cash is protected. Many ATM operators and consumers breathed a deep sigh of relief this month when LINK, the U. K’s primary ATM network, announced… Continue reading
A Radical Bookshop Buys a Bank
A 40-year old radical bookshop co-operative named after the Russian Revolution is now the legal owner of a former bank building which it plans to turn into a community hub. On 6 August October Books in… Continue reading
Podcast: Sophie Maxwell, The Really NEET Project
Sophie Maxwell is the founder of The Really NEET Project, a college which works with vulnerable young people aged 16 to 24. In 2009 Sophie left University and began running projects in secondary schools with excluded… Continue reading
Hunter Orion Ltd
Hunter Orion LTD (trading as My London Trip) started in 2011 with the aim of reinventing what luxury is in the rental market. My London Trip offers a flexible service that is complete, and also have an… Continue reading
Onside Sports Education Limited
Onside Sports Education Limited focuses on providing opportunities for people who are passionate about learning across a wide range of professions. Onside Education find themselves in the North West of England where they have their head office,… Continue reading
Simple, but extremely effective
Fernaig Community Trust received a loan of £43,000 to build a 1.7km long footpath to improve accessibility to the community’s land. Based in Achmore and Strome Ferry in the Highlands, Fernaig Community Trust(the Trust) was set up… Continue reading
Should we accept open banking with open arms? Open banking and its potential for the responsible finance sector
‘Open banking’, which came into effect in January 2018, is a series of reforms which will change the way banks deal with consumers’ financial information. Called for by competition watchdog, the Competition and Markets Authority (CMA),… Continue reading