14 October 2025: Social Investment Scotland has impacted the lives of millions and is covered in a new article in The Scotsman to mark the publication of a new impact report. The Scotsman’s piece describes SIS’… Continue reading
News
The Times: businesses face postcode lottery accessing finance, but CDFIs play key role
07.10.2025 Today’s Times newspaper covers the British Business Bank’s Nations and Regions Tracker 2025, which gives an analysis of geographic patterns in UK small business finance. The Times’ article covers the Tracker’s findings that businesses’ location… Continue reading
The high-cost loan scandal no one is talking about
“The only gig in town came with 60% interest, because we were considered subprime lending. It meant that every payment of £15,000 included £9,000 interest.” When it comes to high-cost credit, most of us think of… Continue reading
BNPL has its place. But regulation must not give it a competitive advantage over social purpose lenders.
Simon Dukes, CEO of CDFI Fair for You and the Fair Credit Charity, shares his views on the FCA’s latest Buy Now Pay Later announcement. The headline proposal in the FCA’s consultation on Buy Now Pay… Continue reading
First of its kind credit decline referral partnership will support up to 100,000 financially underserved people
8 July 2025: Following a successful pilot, Responsible Finance member Fair Finance and Vanquis have launched a first of its kind decline referral partnership which will support up to 100,000 financially underserved people with benefit checks… Continue reading
Infographic: how CDFIs build thriving places, stronger economies and transform lives
CDFIs: • grow thousands of jobs and businesses across the UK • build financial resilience by helping households save money • enable social enterprises to maximise impact • boost productivity and enrich communities by supporting people… Continue reading
Flexible finance for social enterprises, designed and delivered by social enterprises
Many social enterprises, co-operatives, trusts and trading charities want to grow but can’t access finance. • There are fewer financial products tailored to their needs • They are misperceived as riskier to invest in than other… Continue reading
CDFIs: A green light to financial inclusion
Millions of us can’t get fair credit when we need it. We may have no credit history or a low credit score. When there’s an emergency or large expense, where can we go? Friends and family… Continue reading
Fuelling potential: How microlenders transform lives and local economies
Many people who want to work, become self-employed or start a business struggle to get finance and support, especially if they: have been unemployed or ill are migrants or refugees with the right to work have… Continue reading
Consumer CDFI Salad scoops LendTech of the Year in UK FinTech Awards
Responsible Finance member Salad has been named LendTech of the Year in the UK FinTech Awards, scooping the accolade in a category featuring strong finalists including NatWest, Pockit and ThinCats. Salad is a social enterprise which… Continue reading