Responsible Finance brings together a diverse network of responsible finance providers working across the UK.
Our members support people, businesses and social enterprises with fair and responsible finance, helping to widen access to finance and create positive economic, social and environmental impact.
Members vary in size, specialism and the communities and markets they serve. Explore the organisations in our network below and visit their websites to find out more about their work.
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If you’re looking for finance for yourself, your business or a social enterprise, Finding Finance can help you explore responsible finance providers that may be able to support you.
Finding Finance is a free service that helps connect customers with responsible finance providers. Individual providers have their own eligibility criteria and make their own lending decisions.
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Interested in joining Responsible Finance?
If your organisation provides responsible finance and shares our commitment to fair and responsible lending and positive impact, find out more about becoming a member of Responsible Finance.
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Explore our members
Meet the organisations that make up the Responsible Finance network:
Salad
Salad is a Social Sector Organisation (SSO) delivering affordable lending for workers across the UK. Offering an alternative to high cost credit. Salad is the world’s first open banking powered lender that only uses open banking data for credit decisioning without reference to credit scores.
- https://www.saladmoney.co.uk/
- @Salad_Money
ZeroPA
ZeroPA offers financial education and tools crucially interest free loans to the financially disadvantaged and vulnerable. ZeroPA offers loans of £50-£1000 over 1 to 52 weeks towards food, utilities, clothing, white goods, furniture, household repairs and basic tech like a tablet to enable digital inclusion. We charge no interest, fees or charges…
- https://zeropa.co.uk/
Scottish Communities Finance Ltd
SCF Ltd assists Scottish communities (both place-based and thematic) to be more vibrant by encouraging ordinary people to collectively reinvest back into their communities via Community Bonds. This money is lent to local, social and community businesses in need of repayable finance to undertake local economic & social actions. SCF Ltd currently…
- https://www.scotcomfinance.scot/
- @ScotComFin
Sirius
Sirius can offer business loans to local people looking to either start up or grow a business in the Hull or East Riding Of Yorkshire. Whether you are just considering an idea, or you have fully researched your new business and are ready to launch, the Business Advisors at Sirius are there…
- https://www.sirius-hull.co.uk
- @siriushull
Social Investment Scotland
Social Investment Scotland provides loans from £25,001 to £875,000 to charities and social enterprises in Scotland. Loan finance is aimed at community enterprises and social businesses that find access to finance from mainstream providers difficult. Loans cover everything from buying a building and bridging funding gaps to growing a business.
- https://www.socialinvestmentscotland.com
SWIG Finance
SWIG Finance provides flexible, unsecured loans from £500 to £250k to most sectors for a wide variety of purposes. Operating for over 30 years across the South and West Country, we support viable SMEs and start ups with the funding they can't secure from their bank. SWIG Finance is a people-based business that…
- https://www.swigfinance.co.uk
The FSE Group
The FSE Group is an early-stage lender and investor for high-growth SMEs based in the UK’s underrepresented regions. Managing over £300million and with a mandate to create a positive economic impact in the regions where we operate, The FSE Group has been providing high-growth SMEs with accessible, market gap funding since 2002.…
- https://www.thefsegroup.com
Wales Council for Voluntary Action
WCVA provides social enterprise and third sector organisations with loans throughout Wales. Loans of between £1,000 and £250,000 are available depending on circumstances. Loans focus on supporting organisations where income generation, job creation and social impact are core aims.
- https://www.wcva.org.uk
- @WalesCVA