Responsible Finance brings together a diverse network of responsible finance providers working across the UK.
Our members support people, businesses and social enterprises with fair and responsible finance, helping to widen access to finance and create positive economic, social and environmental impact.
Members vary in size, specialism and the communities and markets they serve. Explore the organisations in our network below and visit their websites to find out more about their work.
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If you’re looking for finance for yourself, your business or a social enterprise, Finding Finance can help you explore responsible finance providers that may be able to support you.
Finding Finance is a free service that helps connect customers with responsible finance providers. Individual providers have their own eligibility criteria and make their own lending decisions.
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Interested in joining Responsible Finance?
If your organisation provides responsible finance and shares our commitment to fair and responsible lending and positive impact, find out more about becoming a member of Responsible Finance.
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Explore our members
Meet the organisations that make up the Responsible Finance network:
Lendology
Loan Amount: £500 – £25,000, Rate: 4.2% APR Homeowner loan Flexibility to make overpayments at any time. Up to 15 years repayment term. Lendology, a Social Enterprise Lender, proudly offers homeowner loans funded by local councils. Tailored to diverse needs, from energy efficiency to home adaptations, our loans provide the support and…
- https://www.lendology.org.uk/
- @lendologycic
Let’s Do Business Finance
Let’s Do Business Finance provide loans to new and established businesses that cannot find the funding they need from High Street and FinTech sources. Loans of up to £150,000 are available to micro and small enterprises across the South East and East of England. .
- https://www.letsdobusinessfinance.co.uk/
- @ldbgroup
Trust Leeds
Trust Leeds is a charity which works – and walks – alongside people helping them to change their lives by building financial independence, confidence and self-reliance. They do this in three ways: Micro-Finance They invest small, ethical personal loans for business purposes (£10 - £1,000). Self-Reliant Groups (or SRGs) They nurture local groups…
- https://www.trustleeds.org.uk/
- Trust_Leeds
Natwest Social & Community Capital
A helping hand for community business, charities or social enterprises. Organisations can get funding from £30,000 up to £750,000 depending on what they do. We tailor loans to specific business requirements and offer flexible terms. There’s no deadline, so organisations can apply all year round.
- https://www.business.natwest.com/business/loans-and-finance/social-and-community-capital.html
Moneyline
Moneyline are not a payday lender, we’re a not-for-profit company. Loans of £200-£2500 to help spread the cost of things. Repayment period of 17-32 weeks. We look at credit information & bank statements to check affordability, not solely based on a credit score. Customers on benefits and Universal Credit can apply.
- https://moneyline-uk.com/
- @moneyline_uk
Resonance Ltd
Resonance is a social impact property fund manager. Launched in 2002 with the mission of connecting capital to social enterprise. We are proud to be a B Corp and our 20 year track record of impact investing. We provide life changing homes and solutions for people and communities facing crisis. Through our…
- https://resonance.ltd.uk/
- https://twitter.com/resonanceltd
River Capital
River Capital provides finance of between £3,000 and £2m+ to businesses across Merseyside and the surrounding Region. It has invested over £151m into 1,690 businesses since its establishment in 1996 and provides finance for a range of propositions including start-ups and development capital.
- https://rivercapitaluk.com/
Robert Owen Community Banking Fund
Robert Owen Community Banking provides finance of up to £50,000 for businesses and social enterprises based in Wales and along the Welsh borders; finance of up to £500,000 is also available for community renewable energy projects in Wales through our Community Energy Fund. The company also provides loan fund management services.
- https://www.rocbf.co.uk
- @ROCBF_news