Our members provide responsible finance across the UK. Otherwise known as community development finance institutions (CDFIs), they tailor their services to meet the needs of their customers.
To quickly find your nearest Responsible Finance provider, you can search at www.findingfinance.org.uk
A full list of our members is given over the proceeding pages:
Natwest Social & Community Capital
A helping hand for community business, charities or social enterprises. Organisations can get funding from £30,000 up to £750,000 depending on what they do. We tailor loans to specific business requirements and offer flexible terms. There’s no deadline, so organisations can apply all year round.
- https://www.business.natwest.com/business/loans-and-finance/social-and-community-capital.html
Moneyline
Moneyline are not a payday lender, we’re a not-for-profit company. Loans of £200-£2500 to help spread the cost of things. Repayment period of 17-32 weeks. We look at credit information & bank statements to check affordability, not solely based on a credit score. Customers on benefits and Universal Credit can apply.
- https://moneyline-uk.com/
- @moneyline_uk
NEL Fund Managers Ltd
NEL’s funds are targeted at ambitious growing businesses with a finance gap from £25,000. We can invest up to £2m and can form part of a larger funding round where other investors are involved. With over three decades of investing in growing businesses, we’ll work with you to achieve your business potential.
- https://www.nel.co.uk/
- @NELFundManagers
Newable
Newable is a leading provider of unsecured business loans and offers growth loans of up to £150k. All of its loans come with professional mentoring, designed to help its customers get the most out of their loans.
- https://www.newable.co.uk/lending
- @Newable
Scottish Communities Finance Ltd
Scottish Communities Finance Ltd (SCF) provides finance for social & community enterprises across Scotland. SCF is registered with the Financial Conduct Authority (FCA) as a CBS & issue Community Bonds. This allows them to raise investment that can then be lent to enterprises so they can realise their social ambitions.
- https://scotcomfinance.scot/
Financing Enterprise
Financing Enterprise provides loans to new and existing businesses in all parts of London as well as Hertfordshire and Bedfordshire. Loans averaging £5,000 to £8,000 are available for start-up businesses and those trading for less than 18 months. Loans of up to £25,000 are available for more established businesses
- http://www.financingyourenterprise.co.uk/
Resonance Ltd
Resonance is a social impact property fund manager. Launched in 2002 with the mission of connecting capital to social enterprise. We are proud to be a B Corp and our 20 year track record of impact investing. We provide life changing homes and solutions for people and communities facing crisis. Through our…
- https://resonance.ltd.uk/
- https://twitter.com/resonanceltd
River Capital
River Capital provides finance of between £3,000 and £2m+ to businesses across Merseyside and the surrounding Region. It has invested over £151m into 1,690 businesses since its establishment in 1996 and provides finance for a range of propositions including start-ups and development capital.
- https://rivercapitaluk.com/
Robert Owen Community Banking Fund
Robert Owen Community Banking provides finance of up to £50,000 for businesses and social enterprises based in Wales and along the Welsh borders; finance of up to £500,000 is also available for community renewable energy projects in Wales through our Community Energy Fund. The company also provides loan fund management services.
- https://www.rocbf.co.uk
- @ROCBF_news
Salad Money
Salad Money ("Salad") is a Social Sector Organisation (SSO) delivering affordable lending for public sector employees offering an alternative to toxic pay day and high cost credit. Salad is the world’s first open banking powered lender that only uses open banking data for credit decisioning without reference to credit scores.
- https://www.saladmoney.co.uk/
- @Salad_Money