Our members provide responsible finance across the UK. Otherwise known as community development finance institutions (CDFIs), they tailor their services to meet the needs of their customers.
To quickly find your nearest Responsible Finance provider, you can search at www.findingfinance.org.uk
A full list of our members is given over the proceeding pages:
Enterprise Answers
Enterprise Answers believe it is important to fill the funding gap for those businesses and entrepreneurs who are unable to draw on the main sources of finance for one reason or another. They are Cumbria’s only Community Development Finance Institution (CDFI) and the only rural CDFI in England with an appetite to…
- https://www.enterpriseanswers.co.uk/
- @EnterpriseAns
Enterprise Northern Ireland
ENI provides Start Up Loans of up to £10,000 across Northern Ireland. It offers loans to individuals starting a business or those trading for less than 12 months. Through the NI Small Business Loan Fund, ENI provides loans for start ups (£1,000 to £15,000) and existing enterprises (up to £50,000).
- https://www.enterpriseni.com
- @EnterpriseNI
Fair Finance
Fair Finance provides personal loans of up to £3,000 and debt advice in London. Loan assessments are based on affordability, not credit scoring algorithms. It offers a free debt advice service .
- https://www.fairfinance.org.uk
- @fairfinance
Finance For Enterprise
Finance For Enterprise provides business loans from £500 to £150,000 across South Yorkshire, East Yorkshire & The Humber, West Yorkshire, North Yorkshire, Lincolnshire, Derbyshire, Nottinghamshire; other parts of the North & Midlands. Established for over 25 years, it provides finance and advice to new start, early stage and established businesses unable to…
- https://www.finance-for-enterprise.co.uk
- @FinanceFE
First Enterprise - Enterprise Loans
First Enterprise – Enterprise Loans is a not-for-profit, FCA-accredited finance provider offering unsecured business loans ranging from £500 to £250,000 to both start-ups and established businesses across England, with a strong focus on the Midlands region. As a multi-award-winning organisation, they have a proven track record of helping businesses that struggle to…
- https://www.first-enterprise.co.uk
- @1st_Enterprise
Five Lamps
Five Lamps provides personal, business and home improvement loans in the North East and Yorkshire. Personal loans of £50 to £1,000 are available to financially excluded individuals. Business loans of £250 to £25,000 are available to new and existing enterprises. Five Lamps also provides employment support and a youth service.
- https://www.fivelamps.org.uk
- @Five_Lamps
GC Business Finance
GC Business Finance provides business loans across the North West of England ranging from £500 through to £500,000 to help start-up or growing businesses who have been refused loans from mainstream sources such as high-street banks.
- https://www.growthco.uk
- @GC_BizFinance
Fair For You Finance CIC
Fair for You CIC is a flexible credit provider. It is award-winning and offers a new way to buy essential items for the home, with affordable, flexible credit and repayments tailored to one’s income, through its online high street. It covers the whole of the UK and Northern Ireland.
- https://www.fairforyou.co.uk/
- @FairforYouCIC
Purple Shoots
Purple Shoots is based in South Wales but operates throughout England and Wales, with team members in North Wales and the North and West of England. They offer very small loans (up to £5000) to individuals who cannot get funding from anywhere else to help them set up or run a small business.…
- https://www.purpleshoots.org
- @purpleshoots
Key Fund Investments
Key Fund provides investment to social enterprises working across the North of England (Yorkshire, North East, North West, West Midlands and parts of East Midlands). It offers loan packages ranging from £5,000 to £300,000 to social entrepreneurs, new and existing social enterprises and voluntary/community organisations aspiring to become social enterprises.
- https://www.thekeyfund.co.uk
- @KeyFund
Lancashire Community Finance
LCF is a not for profit community organisation & registered charity. Providing personal, business, start up and home improvement loans to individuals and businesses who struggle to get finance from high street banks. LCF operates throughout the historic county of Lancashire and also provides financial education and budgeting advice
- https://www.lancashirecommunityfinance.co.uk/
- @L_C_Finance
Lendology
Loan Amount: £500 – £25,000, Rate: 4.2% APR Homeowner loan Flexibility to make overpayments at any time. Up to 15 years repayment term. Lendology, a Social Enterprise Lender, proudly offers homeowner loans funded by local councils. Tailored to diverse needs, from energy efficiency to home adaptations, our loans provide the support and…
- https://www.lendology.org.uk/
- @lendologycic
Let’s Do Business Finance
Let’s Do Business Finance provide loans to new and established businesses that cannot find the funding they need from High Street and FinTech sources. Loans of up to £150,000 are available to micro and small enterprises across the South East and East of England. .
- https://www.letsdobusinessfinance.co.uk/
- @ldbgroup
Trust Leeds
Trust Leeds is a charity which works – and walks – alongside people helping them to change their lives by building financial independence, confidence and self-reliance. They do this in three ways: Micro-Finance They invest small, ethical personal loans for business purposes (£10 - £1,000). Self-Reliant Groups (or SRGs) They nurture local groups…
- https://www.trustleeds.org.uk/
- Trust_Leeds