Lancashire Community Finance was recognised earlier this year for its resilience and consistency in delivery of access to finance. It provides personal, home improvement and startup loans and reaches clients “even harder to reach than… Continue reading
News
Scaling Affordable Lending: Case Studies
The vision of affordable lenders is that everyone should have access to affordable and appropriate credit, delivered in a fair, respectful and responsible way. Affordable lenders are social purpose lenders, such as responsible finance providers and… Continue reading
Taking stock together: a new dawn for Euro Credit Reporting
I was delighted to speak at the Association of Consumer Credit Information Suppliers annual conference last week (8th June 2018). In 2017 responsible finance providers lent £235 million to nearly 62,000 customers across the UK (business,… Continue reading
Podcast 6: Michael Sheen and Jennifer Tankard
Actor and activist Michael Sheen launched the End High Cost Credit Alliance at Responsible Finance 2018. The Alliance seeks to make affordable fair finance mainstream and support providers and customers. This episode features Sheen’s speech highlighting… Continue reading
Responsible finance supports retail jobs
It has been a difficult few months for retailers; there are now weekly announcements of store closures and high street brands going into administration. A common thread through all of these stories is the thousands of… Continue reading
Podcast 5: Stephen Henderson, Ruach Music
From hobby business to supplying musicians all over the world for 23 yr old entrepreneur Stephen Henderson’s business journey began at 16 when he discovered the cajon (a traditional percussion instrument) at a party. The keen… Continue reading
The Sun: alternatives to high-cost credit to save a fortune
Today’s Sun newspaper features our members Fair Finance, Five Lamps, Moneyline and Scotcash in this article about alternatives to high-cost credit. The article commends them “for their much more affordable loan costs,” highlighting how they only… Continue reading
CIC Blog: Ethnicity and Financial Exclusion
The UK is one of the most powerful financial centres in the world, yet financial exclusion remains a significant issue. At the same time, a recent report into racial prejudice in Britain today shows that despite… Continue reading
Podcast episode 4 – Charlotte Purdie, The Milk Lounge
Charlotte Purdie was a new parent with a problem. There was nowhere to go with the right facilities to enable her to feed her baby. So Purdie – then 21 – did something about it. She… Continue reading
Responsible Finance’s podcast launched
Responsible finance providers all over the UK lend to people, businesses and social enterprises. They provide finance that is fair to customers alongside support and advice, and in 2017 lent over £235 million to 61,163 customers,… Continue reading