Simon Dukes, CEO of CDFI Fair for You and the Fair Credit Charity, shares his views on the FCA’s latest Buy Now Pay Later announcement. The headline proposal in the FCA’s consultation on Buy Now Pay… Continue reading
News
First of its kind credit decline referral partnership will support up to 100,000 financially underserved people
8 July 2025: Following a successful pilot, Responsible Finance member Fair Finance and Vanquis have launched a first of its kind decline referral partnership which will support up to 100,000 financially underserved people with benefit checks… Continue reading
Infographic: how CDFIs build thriving places, stronger economies and transform lives
CDFIs: • grow thousands of jobs and businesses across the UK • build financial resilience by helping households save money • enable social enterprises to maximise impact • boost productivity and enrich communities by supporting people… Continue reading
Flexible finance for social enterprises, designed and delivered by social enterprises
Many social enterprises, co-operatives, trusts and trading charities want to grow but can’t access finance. • There are fewer financial products tailored to their needs • They are misperceived as riskier to invest in than other… Continue reading
CDFIs: A green light to financial inclusion
Millions of us can’t get fair credit when we need it. We may have no credit history or a low credit score. When there’s an emergency or large expense, where can we go? Friends and family… Continue reading
Fuelling potential: How microlenders transform lives and local economies
Many people who want to work, become self-employed or start a business struggle to get finance and support, especially if they: have been unemployed or ill are migrants or refugees with the right to work have… Continue reading
Consumer CDFI Salad scoops LendTech of the Year in UK FinTech Awards
Responsible Finance member Salad has been named LendTech of the Year in the UK FinTech Awards, scooping the accolade in a category featuring strong finalists including NatWest, Pockit and ThinCats. Salad is a social enterprise which… Continue reading
The Consumer Duty one year on
The Financial Conduct Authority’s (FCA) Consumer Duty was a fundamental shift in regulation when it came into force in 2023. The Duty requires firms to put their customers’ needs first and drive meaningful change. It is… Continue reading
Michael Sheen’s fight for fair credit
Michael Sheen has got skin in the game. The actor and activist has long been interested in fair credit – he launched the End High-Cost Credit Alliance at Responsible Finance’s 2019 conference. In his new documentary… Continue reading
Informing the Development of the National Financial Inclusion Strategy
Responsible Finance board member Tim Rooney is part of a new sub-committee examining how to improve access to affordable credit as part of the Government’s commitment to develop a Financial Inclusion Strategy. Rooney, CEO of our… Continue reading