Neil Kadagathur is CEO and co-founder of Creditspring, which he describes as a “new type of credit product designed for people with limited savings specifically for unexpected expenses.” Creditspring launched in September 2018 and at the… Continue reading
Tag: personal lending
Woe for Wonga, opportunity for Responsible Finance
After weeks of turmoil Wonga, the payday lender that came to symbolise Britain’s household debt crisis, collapsed into administration recently. Many people in or supportive of the responsible finance industry have welcomed its demise (with much… Continue reading
Podcast episode 7: resilience and consistency with Elaine Rimmer
Lancashire Community Finance was recognised earlier this year for its resilience and consistency in delivery of access to finance. It provides personal, home improvement and startup loans and reaches clients “even harder to reach than… Continue reading
Podcast 6: Michael Sheen and Jennifer Tankard
Actor and activist Michael Sheen launched the End High Cost Credit Alliance at Responsible Finance 2018. The Alliance seeks to make affordable fair finance mainstream and support providers and customers. This episode features Sheen’s speech highlighting… Continue reading
Solving the consumer debt problem: why we need a tax relief for responsible lenders
The Responsible Finance sector remains a critical but under-resourced source of responsible credit for hard pressed families 29.08.2017 In June, almost exactly 10 years after the start of the banking crisis, the Bank of England ordered… Continue reading
Successful partnerships are key to tackling financial exclusion
Greater collaboration between existing local finance organisations could transform the lives of the millions of Britons excluded from mainstream financial services, according to new research from Responsible Finance. Tackling Financial Exclusion Through Local Finance Partnerships sets… Continue reading