Consultations

RF Response: Financial Ombudsman Service 2023/24 Plans and Budget Consultation
March 2023

RF Response: The FCA's Credit Information Market Study
February 2023

RF Spring Budget Representation 2023
February 2023

RF Response: Consultation on the English portion of dormant assets funding
October 2022

RF Response: Labour’s Start-Up Review
August 2022

RF Response: Financial Ombudsman Service - Creating a Funding Model for the Future
August 2022

RF Response: APPG for Financial Markets and Services. Levelling Up and the Role of Financial Services.
June 2022

RF Response: FCA - A new Consumer Duty Feedback to CP21/13 and further consultation
February 2022

RF Response: Financial Ombudsman Service - Our 2022/23 plans and budget Consultation
February 2022

Responsible Finance Response: Financial Conduct Authority Consumer Duty Consultation
August 2021

Responsible Finance Response: TSC Committee Inquiry on the Economic Impact of Coronavirus
December 2020

Responsible Finance Response: Financial Conduct Authority Woolard Review
December 2020

RF Response: Guidance Consultation and Feedback Statement on the Fair Treatment of Vulnerable Customers
October 2020

Responsible Finance Response: BEIS Committee Post-Pandemic Economic Growth Super Inquiry
August 2020

Responsible Finance Response: BEIS Economic Recovery Working Groups
August 2020

Responsible Finance Response: Danny Kruger MP Review into Charities and Social Enterprises' Contribution to the Recovery from COVID-19
July 2020

Responsible Finance Personal Lenders Response: Treasury Select Committee Inquiry into the Economic Impact of Coronavirus
June 2020

Responsible Finance Enterprise Lenders Response: Treasury Select Committee Inquiry into the Economic Impact of Coronavirus
June 2020

Responsible Finance Response: BEIS Inquiry into Regional Investment and Growth
May 2019

Responsible Finance Response: Scottish Affairs Committee Inquiry on Access to Financial Services in Scotland
May 2019

Responsible Finance Response: TSC Inquiry into Consumers' Access to Financial Services
May 2019

Responsible Finance Response: The FCA's High Cost Credit Review
January 2019

Responsible Finance Response: Integrated Communities Strategy Green Paper
January 2019

Responsible Finance Response: FCA Regulatory Fees and Levies 2019/20
January 2019

Responsible Finance's Budget Representation 2018
October 2018

Responsible Finance has submitted its 2018 Autumn Budget representation calling on HM Treasury to make key commitments to the industry in order to shape the financial services of the future into a system that is competitive, diverse and inclusive.

Treasury Select Committee: SME finance inquiry
April 2018

Responsible Finance responded to the Treasury Select Committee’s inquiry on SME finance.

Business, Energy and Industrial Strategy Committee: Small business and productivity inquiry
April 2018

Responsible Finance responded to the Business Energy and Industrial Strategy Committee’s inquiry into small businesses and productivity.

Responsible Finance Response: Breathing Space Call for Evidence
April 2018

Responsible Finance responded to the Government’s call for evidence on its Breathing Space proposals.

Response to the Treasury Committee's inquiry on 'Household Finances: Income, Saving and Debt'
December 2017

Responsible Finance has responded to a Treasury Committee inquiry looking at UK household balance sheets. This includes whether households are saving adequately in the current economic environment, problematic and over-indebtedness, inter-generational issues, lifetime financial planning solutions and products to low income households.

Response to the FCA’s consultation on extending the Senior Managers & Certification Regime to all FCA firms
November 2017

Responsible Finance has responded to the FCA’s consultation on extending the Senior Managers & Certification Regime to all FCA firms.

Response to the FCA’s consultation on assessing creditworthiness in consumer credit
October 2017

Responsible Finance has responded to the FCA’s consultation on their proposed rules on how consumer credit firms assess creditworthiness.

Response to ‘Access to Money: The Mayor’s Role in Promoting Financial Inclusion’
September 2017

Responsible Finance has responded to the London Assembly Economy Committee’s investigation into the Mayor’s role in promoting and supporting financial inclusion in London.

Response to FCA CP 17/6 proposed corrections
May 2017

Responsible Finance has responded to the FCA’s proposal to correct the reporting requirements for consumer credit firms.

Response to Labour’s proposed Industrial Strategy
February 2017

Responsible Finance has responded to the Labour Party’s consultation about the priorities of its proposed industrial strategy.

Response to the Government’s Breathing Space Proposals
January 2018

Responsible Finance has responded to the Government's Breathing Space call for evidence.

Industrial Strategy response
April 2017

Responsible Finance has responded to the Department for Business, Energy and Industrial Strategy's consultation on Industrial Strategy.

Response to FCA review of HCST credit
February 2017

Responsible Finance has responded to the Financial Conduct Authority's review of high-cost short-term credit.

Response to consultation on FCA Mission Statement
January 2017

Responsible Finance has responded to the Financial Conduct Authority's consultation on its future Mission Statement. Read our response here.

Responsible Finance Autumn Statement representation
October 2016

Responsible Finance have submitted their Autumn Statement representation calling on HM Treasury to increase focus on access to finance, recognise the impact of the responsible finance sector, enable the use of Enterprise Finance Guarantee (EFG) on Community Investment Tax Relief (CITR) investment, guarantee EU facilities (such as Easi, Cosme, ERDF funding), and create a responsible finance fund.

FCA Fees Consultation
June 2016

Responsible Finance’s response to the Financial Conduct Authority’s annual fees consultation

Letter to HM Treasury
November 2015

Responsible finance has written to the Chancellor requesting his support for the responsible finance sector

Spending Review Submission
September 2015

We submitted a representation to HM Treasury for the Comprehensive Spending Review, advocating for the policy tools and support that would enable the responsible finance sector to continue to thrive in the future.

FCA consultation on consumer credit rules and guidance
May 2015

We submitted a response to the Financial Conduct Authority’s consultation on its proposed changes to the consumer credit rules and guidance. Proposed changes included further guidance on third party guarantors, financial promotions, and use of CPAs.

British credit unions at 50
September 2014

We responded to the Government’s Call for evidence: British credit unions at 50. We called for a more inclusive consideration of the wider community finance system.

FCA Proposals for a price cap on high-cost short-term credit
August 2014

We responded to the Financial Conduct Authority’s consultation on Proposals for a price cap on high-cost short-term credit (CP 14/10)

FCA consultation on fees for 2014/15
May 2014

We responded to the Financial Conduct Authority’s consultation on fees for 2014/15

SME Finance Referral
April 2014

We responded to the Department for Business, Innovation and Skills and HM Treasury’s consultation on matching SMEs rejected for finance with alternative lenders

Treasury Select Committee SME lending inquiry
March 2014

We submitted a response to the Treasury Select Committee SME lending inquiry

Social Investment Tax Relief
October 2013

We responded to the Government’s consultation on the Social Investment Tax Relief