Rebecca works part-time on minimum wage and Lives with her partner and 16 year old child in socially rented accommodation in the East End of Glasgow. She has been a customer of Scotcash for six years,… Continue reading
News
The financial services of the future
Clear goals in uncertain times 27.06.2017 Like many recent votes, the general election on June 8th didn’t produce the expected result. The Prime Minister has lost her majority and gained a tough workload. As the Queen’s… Continue reading
CIC blog: ‘Our partner bank cashed in its chips’
How data analysis can help to improve access to finance for small businesses… but only with support of banks. Kent Hudson from LABO ESS writes about a pilot scheme in France to use effective data management… Continue reading
Tackling Financial Exclusion Through Local Finance Partnerships
In 2016, responsible loan funds lent £20 million to 37,000 people and helped their customers deposit £3 million into savings accounts. Local finance organisations are innovative, responsive and resourceful but, at the moment, they don’t have… Continue reading
CIC blog: #GE2017 Shaping the financial services markets to create economic opportunities for low income communities
Heading into the 2017 general election, financial exclusion remains a persistent problem in the UK. Although the UK stands among the world’s leaders in the maturity of its financial services markets, including in the use of… Continue reading
Responsible Finance: Brexit and Beyond
The United Kingdom faces two momentous political turning points in the coming years. First up is the defining of the next Parliament in the general election on June 8, then follows the Brexit negotiations which will… Continue reading
Successful partnerships are key to tackling financial exclusion
Greater collaboration between existing local finance organisations could transform the lives of the millions of Britons excluded from mainstream financial services, according to new research from Responsible Finance. Tackling Financial Exclusion Through Local Finance Partnerships sets… Continue reading
Responsible Finance Manifesto 2017
We are pleased to publish the Responsible Finance Manifesto, which calls on all political parties to support the responsible finance sector in order to create a more inclusive financial services system to catalyse growth and prosperity… Continue reading
Public Banks, CDFIs and a Joined-Up Agenda
By Pat Conaty There is a growing interest by local authorities and the devolved administrations in Wales and Scotland in public banks. This interest is growing in the lead up to Brexit. The Welsh government for… Continue reading
It’s all about the passion
The number of business start-ups reached a record high in 2016 – with over 650,000 new businesses started in the UK. So what makes over 1,700 people decide to set up in business every day? Being… Continue reading