Responsible Finance response. Problem debt places a heavy burden on individuals and families. It can lead to people falling into a persistent cycle of debt dependence with an ever-growing burden of debt, triggering stress and… Continue reading
Category: Opinion
Building local finance partnerships in London: Learning from a pilot project
02.01.2018 With generous funding from the City of London Corporation’s charitable funder, City Bridge Trust, in 2015 Responsible Finance was able to work with two responsible finance providers in London to pilot local partnership models aimed at… Continue reading
We need a bold vision for the provision of affordable credit
29.11.2017 For many people on low incomes, Christmas is far from a time of cheer. This year, the combination of rising inflation and an increase in interest rates while incomes continue to stagnate will place even… Continue reading
What makes an outstanding loan officer?
03.11.2017 Recent banking scandals may have caused small business owners to be wary of seeking finance. The HBOS Reading fraud caused many small businesses – including that of Noel Edmonds – to close. RBS faced huge… Continue reading
Is a local finance partnership for you?
A practical toolkit for local finance partnerships 26.10.2017 Partnerships between local finance organisations have many benefits, evidenced by existing collaborations between some responsible finance organisations. The ‘Creating Local Finance Partnerships Toolkit’ was created as a… Continue reading
Following the business dream: showcasing success
10.10.2017 Small businesses and the entrepreneurs that create and grow them are the backbone of the UK’s economy. Many people dream of running their own business but it requires a leap of faith to follow the… Continue reading
Responsible finance is critical to supporting small businesses and underpinning London’s economic success
How the Mayor of London could play a critical and innovative role in supporting small business success 03.10.2017 London is the undisputed economic engine of the UK economy and the most prosperous city in the country.… Continue reading
Solving the consumer debt problem: why we need a tax relief for responsible lenders
The Responsible Finance sector remains a critical but under-resourced source of responsible credit for hard pressed families 29.08.2017 In June, almost exactly 10 years after the start of the banking crisis, the Bank of England ordered… Continue reading
How do you set up a local finance partnership that works?
Working together to do more 22.08.2017 Local organisations across the UK are working together to find new and more effective ways to create and market complementary financial products, coordinate and simplify customer journeys and reduce… Continue reading
Walking the Talk
The Quality of Responsible Finance 11.07.2017 In 2015 the Community Development Finance Association became Responsible Finance. We knew that the first question many people would ask is ‘So what makes you responsible?” It is a question… Continue reading