Category: Opinion

In rural areas of the UK, 13% of adults aged 55 and over, or who are younger and have a physical or mental health condition, have difficulty getting to a bank. 3% of UK adults are unbanked.… Continue reading

I was delighted to speak at the Association of Consumer Credit Information Suppliers annual conference last week (8th June 2018). In 2017 responsible finance providers lent £235 million to nearly 62,000 customers across the UK (business,… Continue reading

17.04.2018 In an effort to uncover better solutions to the capital access challenges facing American and UK small businesses and entrepreneurs, Responsible Finance partnered with US-based CDFA to examine the financing strategies pursued by public and… Continue reading

  Amongst firms with a viable business plan, external finance is often a key requirement for business creation, survival and growth, particularly where personal and family-based resources are insufficient and a business cannot generate sufficient surplus… Continue reading

Last week I was kindly invited to the launch of Richard Roberts and Steve Walker’s report on the future of responsible finance business lending. For me, there are four key messages that I take away from… Continue reading

Philip Hammond’s brief, twenty-minute Spring Statement scheduled for Tuesday is not expected to hold any substantial policy announcements. Nonetheless, the Chancellor should set out some thinking about longer term economic priorities. There is a growing sense… Continue reading

In 2016, Virgin Money launched a report on ‘Women in Finance – fairness, equality and inclusion for men and women’. The report found that ‘more women than men start out in financial services but, as they… Continue reading