Tim Rooney is the CEO of Salad Finance Limited – an FCA regulated provider of loans to NHS and Public sector workers.
He is part of a small team of 15 staff and all are passionate about the use of Open Banking data to help near and sub-prime borrowers in the UK. He does not believe that Credit scores serve this population well and that the creation of a mid-cost market can be made possible as outlined in the Woolard report.
Customer wellbeing is of significant importance to Salad and he also believes that the creation of consumer resilience is key to the sector – lending is not always the answer.
He is able to engage with key stakeholders and believe that he can represent the Sector to obtain better outcomes for consumers and providers alike.
He is data driven and focussed on change with a big emphasis on technology.
Prior to Salad he worked with Big Issue Invest and have also worked in Consumer credit data, products and services.