We regularly respond to government and other public consultations, representing our members on key areas of policy and regulation and making the case for an enabling environment.
Recent consultation responses:
Industrial Strategy response
Responsible Finance has responded to the Department for Business, Energy and Industrial Strategy's consultation on Industrial Strategy.
Response to FCA review of HCST credit
Responsible Finance has responded to the Financial Conduct Authority's review of high-cost short-term credit.
Response to consultation on FCA Mission Statement
Responsible Finance has responded to the Financial Conduct Authority's consultation on its future Mission Statement. Read our response here.
Responsible Finance Autumn Statement representation
Responsible Finance have submitted their Autumn Statement representation calling on HM Treasury to increase focus on access to finance, recognise the impact of the responsible finance sector, enable the use of Enterprise Finance Guarantee (EFG) on Community Investment Tax Relief (CITR) investment, guarantee EU facilities (such as Easi, Cosme, ERDF funding), and create a responsible finance fund.
BIS Industrial Strategy Inquiry
Responsible Finance's response to the BIS Select Committee's call for submissions on what the Government's industrial strategy might entail.
FCA Fees Consultation
Responsible Finance’s response to the Financial Conduct Authority’s annual fees consultation
BIS Access to Finance Inquiry
Responsible Finance’s submission to the Business, Innovation and Skills inquiry into access to finance
Letter to HM Treasury
Responsible finance has written to the Chancellor requesting his support for the responsible finance sector
Spending Review Submission
We submitted a representation to HM Treasury for the Comprehensive Spending Review, advocating for the policy tools and support that would enable the responsible finance sector to continue to thrive in the future.
FCA consultation on consumer credit rules and guidance
We submitted a response to the Financial Conduct Authority’s consultation on its proposed changes to the consumer credit rules and guidance. Proposed changes included further guidance on third party guarantors, financial promotions, and use of CPAs.
British credit unions at 50
We responded to the Government’s Call for evidence: British credit unions at 50. We called for a more inclusive consideration of the wider community finance system.
FCA Proposals for a price cap on high-cost short-term credit
We responded to the Financial Conduct Authority’s consultation on Proposals for a price cap on high-cost short-term credit (CP 14/10)
FCA consultation on fees for 2014/15
We responded to the Financial Conduct Authority’s consultation on fees for 2014/15
SME Finance Referral
We responded to the Department for Business, Innovation and Skills and HM Treasury’s consultation on matching SMEs rejected for finance with alternative lenders
Treasury Select Committee SME lending inquiry
We submitted a response to the Treasury Select Committee SME lending inquiry
Social Investment Tax Relief
We responded to the Government’s consultation on the Social Investment Tax Relief